Savings Pool Calculator

See how fast you can pay off your loan. Enter your pool balances and repayment plan below — we'll work out the timeline and show what you'd save compared to a mortgage.

Your pool

From the latest monthly report.

Savings balance

Reciprocity points balance

Your loan

How much you need, and how you'll repay it.

How much do you need to borrow?

(Savings + Loan amount)

How much to pay back?

Compare to mortgage interest rate

Time to repay loan

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Final savings balance

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Final points balance

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Mortgage interest saved
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